Click here to read NAFA’s response to ABC: http://www.nafa.com/2011/09/28/letter-to-the-editor-of-abc-news/
Originally Posted at ABC News on September 20, 2011 by Kim O’Brien.
I have worked with indexed life and indexed annuity products for a over a decade; administration, illustration, marketing, product management, sales- you name it. This experience, along with my relationships, has culminated to make me the industry's foremost authority on these insurance products, and your best resource on IAs and IUL.
Are you one of my clients and looking for a qualified professional for a job opening? Have a resume and looking for a job? Contact Us, and I’ll see what I can do to help.
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Wednesday, Nov 30
2011
Steve
Fortunately we have concerned people like Sheryl who contributes her time and expertise to allow us to continue to prosper.
Friday, Dec 2
2011
Sheryl J. Moore
Thanks again for your support! I do it all for you and the prospective life/annuity purchasers! sjm
Tuesday, Jan 24
2012
Sam Ramos
Thanks,for your insights on Indexed Annuity Products. As a newcomer into this industry – I have come to realize, rather quickly, how these products can benefit older clients who are weary of the cycles that the equity markets provide. With fixed minimun interest rates, and a small exposure to the equities, these products offer stability, and an inflation hedge that retirees and those considering retirement are more apt to understand and utilize. As you are more aware than I, variable annuities offer many moving parts & fees that many independent advisors as well as their respective clients – don’t always understand 100%. Thank you for the oppurtunity to be in your audience –
Cordially yours,
Sam Ramos
Tuesday, Jan 24
2012
Sheryl J. Moore
Sam,
Just a slight correction- indexed annuities actually have NO exposure to equities. The monies that back indexed annuities are held in the insurer’s general account, where they are protected from equity exposure. However, indexed annuities do receive interest BASED ON the performance of the index.
Thank you for your kind words! My best to you in this wonderfully-satisfying business that we call ‘life insurance!’
sjm