<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Sheryl J Moore</title>
	<atom:link href="http://www.sheryljmoore.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.sheryljmoore.com</link>
	<description>The Indexed Expert</description>
	<lastBuildDate>Sun, 05 Feb 2012 20:10:54 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	
		<item>
		<title>NJ Commissioner Considine to Step Down; Chief of Staff Tapped for Post</title>
		<link>http://www.sheryljmoore.com/2012/02/nj-commissioner-considine-to-step-down-chief-of-staff-tapped-for-post/</link>
		<comments>http://www.sheryljmoore.com/2012/02/nj-commissioner-considine-to-step-down-chief-of-staff-tapped-for-post/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 20:10:54 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4706</guid>
		<description><![CDATA[Jeff Jeffrey Gov. Chris Christie said state Department of Banking and Insurance Commissioner Thomas Considine would be stepping down to take a job as chief operating officer of MagnaCare. Christie has appointed Considine&#8217;s chief of staff Kenneth E. Kobylowski to succeed him. Christie said in a Jan. 30 press conference [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/02/nj-commissioner-considine-to-step-down-chief-of-staff-tapped-for-post/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bruised AIG Bounces Back From Bailout</title>
		<link>http://www.sheryljmoore.com/2012/02/bruised-aig-bounces-back-from-bailout/</link>
		<comments>http://www.sheryljmoore.com/2012/02/bruised-aig-bounces-back-from-bailout/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 20:08:33 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4703</guid>
		<description><![CDATA[Meg Green American International Group&#8217;s brand has weathered the financial crisis, and is making a comeback, experts said. &#8220;Looking back on it, it was a surprise to see how many experts were willing to leave [the AIG] brand for dead,&#8221; said Scott Piergrossi, vice president of creative development for Brand [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/02/bruised-aig-bounces-back-from-bailout/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>We Need Help Growing Life Insurance Distribution</title>
		<link>http://www.sheryljmoore.com/2012/02/we-need-help-growing-the-life-insurance-distribution/</link>
		<comments>http://www.sheryljmoore.com/2012/02/we-need-help-growing-the-life-insurance-distribution/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 07:22:47 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Sheryl's Blogs]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4697</guid>
		<description><![CDATA[Most of you know that I am passionate about indexed life insurance and indexed annuities. However, I am passionate about insurance products in general. In fact, one of the things that I am MOST passionate about is growing our distribution! Not so long ago, life insurance and annuities were distributed [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/02/we-need-help-growing-the-life-insurance-distribution/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Attractive are Our Safe Money Choices Today?</title>
		<link>http://www.sheryljmoore.com/2012/02/how-attractive-are-our-safe-money-choices-today/</link>
		<comments>http://www.sheryljmoore.com/2012/02/how-attractive-are-our-safe-money-choices-today/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 07:04:20 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Sheryl's Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4660</guid>
		<description><![CDATA[By Sheryl Moore AnnuityNews Since the United States stock market collapse of 2008, millions of Americans have seen their retirement savings dwindle. Many of these savers had their nest eggs exposed to the equities markets, and have subsequently suffered two periods of extreme losses in one decade. As a result, [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/02/how-attractive-are-our-safe-money-choices-today/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Looking to Expand Your Portfolio? Consider Indexed Universal Life</title>
		<link>http://www.sheryljmoore.com/2012/02/looking-to-expand-your-portfolio-consider-indexed-universal-life/</link>
		<comments>http://www.sheryljmoore.com/2012/02/looking-to-expand-your-portfolio-consider-indexed-universal-life/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 07:03:06 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Sheryl's Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4691</guid>
		<description><![CDATA[By Derek Welch February 1, 2012 Indexed Universal Life (IUL) is the fastest growing individual life product. [1]   This popularity is largely attributed to the perceived potential for growth because unlike a traditional UL, where interest is credited based on a declared rate determined by the insurance company, IUL interest [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/02/looking-to-expand-your-portfolio-consider-indexed-universal-life/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Allianz Life Announces Launch of Allianz 365i Annuity</title>
		<link>http://www.sheryljmoore.com/2012/02/allianz-life-announces-launch-of-allianz-365i-annuity/</link>
		<comments>http://www.sheryljmoore.com/2012/02/allianz-life-announces-launch-of-allianz-365i-annuity/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 07:01:03 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4689</guid>
		<description><![CDATA[Exclusive product features indexed interest AND income protection Press Release: Allianz Life Insurance Company of North America – Tue, Jan 31, 2012 9:30 AM EST MINNEAPOLIS&#8211;(BUSINESS WIRE)&#8211; Allianz Life Insurance Company of North America (Allianz Life), a leading provider of fixed index annuities (FIAs), today announced the launch of the Allianz 365iSM [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/02/allianz-life-announces-launch-of-allianz-365i-annuity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Allianz Gives $1.6 Million to Local Charities in 2011</title>
		<link>http://www.sheryljmoore.com/2012/02/allianz-gives-1-6-million-to-local-charities-in-2011/</link>
		<comments>http://www.sheryljmoore.com/2012/02/allianz-gives-1-6-million-to-local-charities-in-2011/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 06:58:36 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4687</guid>
		<description><![CDATA[By Bill Coffin February 2, 2012 Allianz Life Insurance Company of North America contributed more than $1.6 million in 2011 to Twin Cities-based nonprofit organizations focused primarily on financial literacy and senior services. Company contributions were awarded through strategic relationships, a grant program, scholarships, and employee volunteer programs. “We are [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/02/allianz-gives-1-6-million-to-local-charities-in-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>BB&amp;T to Acquire P/C, Life Insurance Units of Wholesaler Crump Group</title>
		<link>http://www.sheryljmoore.com/2012/02/bbt-to-acquire-pc-life-insurance-units-of-wholesaler-crump-group/</link>
		<comments>http://www.sheryljmoore.com/2012/02/bbt-to-acquire-pc-life-insurance-units-of-wholesaler-crump-group/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 06:56:37 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4685</guid>
		<description><![CDATA[North Carolina-based BB&#38;T Corp. is buying the property/casualty and life insurance units of Roseland, N.J.- based insurance wholesaler Crump Group. Under the terms of the agreement, BB&#38;T said it will pay $570 million in cash for Crump Property/Casualty Insurance Services and Crump Life Insurance Services, along with the rights to [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/02/bbt-to-acquire-pc-life-insurance-units-of-wholesaler-crump-group/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Annuities Now Permitted To Be Unleashed in Retirement Plans</title>
		<link>http://www.sheryljmoore.com/2012/02/annuities-now-permitted-to-be-unleashed-in-retirement-plans/</link>
		<comments>http://www.sheryljmoore.com/2012/02/annuities-now-permitted-to-be-unleashed-in-retirement-plans/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 06:54:25 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Positive Media]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4683</guid>
		<description><![CDATA[By Elizabeth Festa February 2, 2012 Retirement, Image Courtesy AP So, you can have your annuities and eat them (or have them feed you for life), too, now.  The life insurance industry got a boon today when the Obama Administration endorsed the use of annuities in retirement plans, but also [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/02/annuities-now-permitted-to-be-unleashed-in-retirement-plans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Creative Marketing Launches First IMO-Provided Deferred Compensation for Financial Professionals</title>
		<link>http://www.sheryljmoore.com/2012/02/creative-marketing-launches-first-imo-provided-deferred-compensation-for-financial-professionals/</link>
		<comments>http://www.sheryljmoore.com/2012/02/creative-marketing-launches-first-imo-provided-deferred-compensation-for-financial-professionals/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 06:52:16 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4681</guid>
		<description><![CDATA[&#160; LEAWOOD, KS &#8211; January 30, 2012 – In an effort to round out its value offering to insurance agents and financial services professionals across the country, today, Creative Marketing becomes the first Independent Marketing Organization (IMO) to develop and launch an innovative deferred compensation plan for producers. This key [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/02/creative-marketing-launches-first-imo-provided-deferred-compensation-for-financial-professionals/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Liberty Life Changes Name to Athene Annuity &amp; Life Following Merger</title>
		<link>http://www.sheryljmoore.com/2012/02/liberty-life-changes-name-to-athene-annuity-life-following-merger/</link>
		<comments>http://www.sheryljmoore.com/2012/02/liberty-life-changes-name-to-athene-annuity-life-following-merger/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 06:50:07 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4678</guid>
		<description><![CDATA[By Caroline J Saucer A.M. Best Company, Inc. Liberty Life Insurance Co. has changed its legal name to Athene Annuity &#38; Life Assurance Co. and will operate under the brand name Athene Annuity. The move aligns the company, a retail fixed annuity and reinsurance provider, more closely with its Bermuda-based [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/02/liberty-life-changes-name-to-athene-annuity-life-following-merger/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Zurich Names Chief Underwriting Officer in North America</title>
		<link>http://www.sheryljmoore.com/2012/02/zurich-names-chief-underwriting-officer-in-north-america/</link>
		<comments>http://www.sheryljmoore.com/2012/02/zurich-names-chief-underwriting-officer-in-north-america/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 06:48:02 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4676</guid>
		<description><![CDATA[By Caroline J Saucer A.M. Best Company, Inc. Zurich has appointed Sabrina Hart as chief underwriting officer for global corporate in North America. Hart succeeds Paul Horgan, who is relocating to Switzerland to become global head of group reinsurance. She will continue to be located in New York, Zurich said [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/02/zurich-names-chief-underwriting-officer-in-north-america/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ING Study: Cultural Influences Impact Retirement Planning and Decision-Making</title>
		<link>http://www.sheryljmoore.com/2012/02/ing-study-cultural-influences-impact-retirement-planning-and-decision-making/</link>
		<comments>http://www.sheryljmoore.com/2012/02/ing-study-cultural-influences-impact-retirement-planning-and-decision-making/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 06:44:39 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4673</guid>
		<description><![CDATA[ING Study: Cultural Influences Impact Retirement Planning and Decision-Making Research finds non-whites more likely to rely on the media and Internet for information; Hispanics feel least prepared for retirement Windsor, Conn. (February 2, 2012) &#8211; ING U.S. released key findings today from a comprehensive study1 commissioned by the ING Retirement [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/02/ing-study-cultural-influences-impact-retirement-planning-and-decision-making/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The return of pensions? Treasury backs annuities in retirement plans</title>
		<link>http://www.sheryljmoore.com/2012/02/the-return-of-pensions-treasury-backs-annuities-in-retirement-plans/</link>
		<comments>http://www.sheryljmoore.com/2012/02/the-return-of-pensions-treasury-backs-annuities-in-retirement-plans/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 06:42:31 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Positive Media]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4670</guid>
		<description><![CDATA[Department proposes new rules to promote partial annuities, longevity insurance By Mary Beth Franklin February 3, 2012 American retirement security now ranks as a top concern of the White House, right up there with unemployment and the federal budget deficit. In a joint announcement Thursday, the Departments of Treasury and Labor [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/02/the-return-of-pensions-treasury-backs-annuities-in-retirement-plans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Maybe your 401(k) isn’t all it was supposed to be</title>
		<link>http://www.sheryljmoore.com/2012/02/maybe-your-401k-isn%e2%80%99t-all-it-was-supposed-to-be/</link>
		<comments>http://www.sheryljmoore.com/2012/02/maybe-your-401k-isn%e2%80%99t-all-it-was-supposed-to-be/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 01:01:24 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Positive Media]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4666</guid>
		<description><![CDATA[By Susan Moore Vault &#124; Posted: Friday, February 3, 2012 6:00 am &#8220;60 Minutes&#8221; recently re-aired an installment about 401(k)s and the fact that so many baby boomers are putting off retirement because they&#8217;ve lost so much money due to volatility of the markets. If you&#8217;re a babyboomer with a [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/02/maybe-your-401k-isn%e2%80%99t-all-it-was-supposed-to-be/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pacific Life Sells Bank Subsidiary to Investors</title>
		<link>http://www.sheryljmoore.com/2012/02/pacific-life-sells-bank-subsidiary-to-investors/</link>
		<comments>http://www.sheryljmoore.com/2012/02/pacific-life-sells-bank-subsidiary-to-investors/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 00:57:42 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4664</guid>
		<description><![CDATA[By Fran Lysiak A.M. Best Company, Inc. The parent company of Pacific Life Insurance Co. has completed the sale of its subsidiary, College Savings Bank to a syndicate of investors. Terms of the deal weren&#8217;t disclosed. College Savings is a New Jersey-chartered savings bank. Along with the transaction, Pacific LifeCorp [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/02/pacific-life-sells-bank-subsidiary-to-investors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>7 Lies Salespeople Tell Themselves</title>
		<link>http://www.sheryljmoore.com/2012/01/7-lies-salespeople-tell-themselves/</link>
		<comments>http://www.sheryljmoore.com/2012/01/7-lies-salespeople-tell-themselves/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 19:28:00 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4656</guid>
		<description><![CDATA[By Kelley Robertson January 25, 2012 Do you lie to yourself? You may not think so, but I’m guessing you probably do. See if any of these sound familiar. 1. “I  could reach my quota if my company lowered their prices.” If I had a nickel for every time I [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/01/7-lies-salespeople-tell-themselves/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Biggest IRA Mistake</title>
		<link>http://www.sheryljmoore.com/2012/01/the-biggest-ira-mistake/</link>
		<comments>http://www.sheryljmoore.com/2012/01/the-biggest-ira-mistake/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 19:25:58 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4654</guid>
		<description><![CDATA[By Michael Ham January 26, 2012 Thank you Ed Slott for your tireless work in educating us on IRAs, their benefits and their near misses. But for the agents and reps who don’t want to spend three days and several thousand dollars in a workshop, here is the key to [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/01/the-biggest-ira-mistake/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>John Hancock Annuities Wins 2011 Dalbar Award</title>
		<link>http://www.sheryljmoore.com/2012/01/john-hancock-annuities-wins-2011-dalbar-award/</link>
		<comments>http://www.sheryljmoore.com/2012/01/john-hancock-annuities-wins-2011-dalbar-award/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 19:24:18 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4652</guid>
		<description><![CDATA[PR Newswire Association LLC BOSTON, Jan. 26, 2012 /PRNewswire/ &#8212; John Hancock Annuities was named a service leader by Dalbar in its recently announced 2011 Financial Intermediary Service Awards. Dalbar honored John Hancock Annuities as a leading firm in the post-sale award category among financial intermediary firms, based on testing [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/01/john-hancock-annuities-wins-2011-dalbar-award/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>N.Y. Fed Sells Off $7B in Former AIG Assets</title>
		<link>http://www.sheryljmoore.com/2012/01/n-y-fed-sells-off-7b-in-former-aig-assets/</link>
		<comments>http://www.sheryljmoore.com/2012/01/n-y-fed-sells-off-7b-in-former-aig-assets/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 19:23:00 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4650</guid>
		<description><![CDATA[Meg Green The Federal Reserve Bank of New York said it has sold $7.01 billion in face amount of assets from Maiden Lane II LLC, one of the limited liability companies that it created to take on the troubled assets of American International Group in 2008. Credit Suisse Securities (USA) [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/01/n-y-fed-sells-off-7b-in-former-aig-assets/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insurers Shares Drop On Interest Rate Worries</title>
		<link>http://www.sheryljmoore.com/2012/01/insurers-shares-drop-on-interest-rate-worries/</link>
		<comments>http://www.sheryljmoore.com/2012/01/insurers-shares-drop-on-interest-rate-worries/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 19:21:58 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4648</guid>
		<description><![CDATA[Associated Press LOS ANGELES &#8212; Shares of insurance companies were mostly trading lower on Thursday, a day after the Federal Reserve predicted low interest rates through late 2014. Low rates often make it difficult for insurers to pay consumers the higher rates guaranteed in insurance contracts, such as annuities and [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/01/insurers-shares-drop-on-interest-rate-worries/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fed&#8217;s low interest rates could lower interest in annuities</title>
		<link>http://www.sheryljmoore.com/2012/01/feds-low-interest-rates-could-lower-interest-in-annuities/</link>
		<comments>http://www.sheryljmoore.com/2012/01/feds-low-interest-rates-could-lower-interest-in-annuities/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 21:17:54 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4646</guid>
		<description><![CDATA[Extension of cheap money policy seen boosting annuity costs, reducing benefits and commissions By Darla Mercado January 26, 2012 Reduced commissions for agents, more tweaking to annuities and lower profitability could be in store for life insurers now that the Federal Reserve has committed to keeping interest rates low until late [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/01/feds-low-interest-rates-could-lower-interest-in-annuities/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FDIC Insurance: The Truth Your Clients Need to Know</title>
		<link>http://www.sheryljmoore.com/2012/01/fdic-insurance-the-truth-your-clients-need-to-know/</link>
		<comments>http://www.sheryljmoore.com/2012/01/fdic-insurance-the-truth-your-clients-need-to-know/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 21:08:03 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4643</guid>
		<description><![CDATA[January 18, 2012 By Brian D. Mann AnnuityNews When you sell annuities, one of the most common sales objections you hear is that they are not FDIC-insured. Some advisors like to answer that objection by telling prospects about their state guaranty fund, but I’m not a proponent of doing that [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/01/fdic-insurance-the-truth-your-clients-need-to-know/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Add Plain Jane Annuities for Real Sales Sizzle</title>
		<link>http://www.sheryljmoore.com/2012/01/add-plain-jane-annuities-for-real-sales-sizzle/</link>
		<comments>http://www.sheryljmoore.com/2012/01/add-plain-jane-annuities-for-real-sales-sizzle/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 21:06:06 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4641</guid>
		<description><![CDATA[January 24, 2012 By Christopher Martin Scott AnnuityNews   Are you a broker reluctant to address consumers’ misconceptions about annuities? Have you resisted employing the selling advantages that annuities can provide? This is understandable in light of the industry’s sensitivity to the sharp disappointments and losses that investors have suffered [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/01/add-plain-jane-annuities-for-real-sales-sizzle/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pacific Life Foundation Announces $2.4 Million in Grants to Nearly 200 Nonprofit Agencies in Southern California During Annual Grants Reception</title>
		<link>http://www.sheryljmoore.com/2012/01/pacific-life-foundation-announces-2-4-million-in-grants-to-nearly-200-nonprofit-agencies-in-southern-california-during-annual-grants-reception/</link>
		<comments>http://www.sheryljmoore.com/2012/01/pacific-life-foundation-announces-2-4-million-in-grants-to-nearly-200-nonprofit-agencies-in-southern-california-during-annual-grants-reception/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 21:03:53 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4639</guid>
		<description><![CDATA[$5.6 Million Committed for 2012  NEWPORT BEACH, Calif., Jan 24, 2012 (BUSINESS WIRE) &#8212; The Pacific Life Foundation announced $2.4 million in grants, ranging from $5,000 to $100,000, to nearly 200 nonprofit agencies serving Southern California during an early Monday evening reception. Overall, the Pacific Life Foundation has committed to [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/01/pacific-life-foundation-announces-2-4-million-in-grants-to-nearly-200-nonprofit-agencies-in-southern-california-during-annual-grants-reception/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fixed Annuities Poised for Growth in 2012, but Challenges Remain</title>
		<link>http://www.sheryljmoore.com/2012/01/fixed-annuities-poised-for-growth-in-2012-but-challenges-remain/</link>
		<comments>http://www.sheryljmoore.com/2012/01/fixed-annuities-poised-for-growth-in-2012-but-challenges-remain/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 21:00:39 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4637</guid>
		<description><![CDATA[Even after the defeat of 151A, proposed regulations could impact fixed annuities. By Kim O&#8217;Brien January 19, 2012 The National Association of Insurance Commissions (NAIC) released updated data on Dec. 26, 2011 (see chart below), which shows that fixed annuity complaints to be very low and decreased even further in [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/01/fixed-annuities-poised-for-growth-in-2012-but-challenges-remain/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>U.S. Households Investigating But Not Buying Life Insurance?</title>
		<link>http://www.sheryljmoore.com/2012/01/u-s-households-investigating-but-not-buying-life-insurance/</link>
		<comments>http://www.sheryljmoore.com/2012/01/u-s-households-investigating-but-not-buying-life-insurance/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 20:30:35 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4634</guid>
		<description><![CDATA[Bill Kenealy New research by Cheryl Retzloff, senior research director of LIMRA Markets, has identified a market that is largely untapped by life insurers—the single-household. According to LIMRA’s “2011 Life Insurance Buyer/Non-buyer” study that found only 39 percent of U.S. households recall having an opportunity to buy life insurance in [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/01/u-s-households-investigating-but-not-buying-life-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>MIB Life Index: US Life Insurance Activity Up .2% in 2011</title>
		<link>http://www.sheryljmoore.com/2012/01/mib-life-index-us-life-insurance-activity-up-2-in-2011/</link>
		<comments>http://www.sheryljmoore.com/2012/01/mib-life-index-us-life-insurance-activity-up-2-in-2011/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 20:27:40 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4632</guid>
		<description><![CDATA[PR Newswire Association LLC BRAINTREE, Mass., Jan. 24, 2012 /PRNewswire/ &#8211; The MIB Life Index showed marked resilience in 2011. A strong December, up +5.8% year-over-year, contributed to year-end results that were slightly positive, up +0.2% YTD all ages combined, according to the MIB Life Index. This is the third consecutive [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/01/mib-life-index-us-life-insurance-activity-up-2-in-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Securian Financial, Pacific Life and Prudential Financial Roll Out New Offerings</title>
		<link>http://www.sheryljmoore.com/2012/01/securian-financial-pacific-life-and-prudential-financial-roll-out-new-offerings/</link>
		<comments>http://www.sheryljmoore.com/2012/01/securian-financial-pacific-life-and-prudential-financial-roll-out-new-offerings/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 20:25:26 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4630</guid>
		<description><![CDATA[By Warren S. Hersch January 25, 2012 Securian Financial Group, St. Paul, Minn. (SECUP), has debuted SecureOption Focus, a fixed deferred annuity that offers a choice of initial guarantee periods, a return of premium guarantee and a bonus interest rate in the one-year guarantee period. Securian Financial says the product [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/01/securian-financial-pacific-life-and-prudential-financial-roll-out-new-offerings/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Securian&#8217;s New Annuity Product Well-Positioned for Inflationary Times</title>
		<link>http://www.sheryljmoore.com/2012/01/securians-new-annuity-product-well-positioned-for-inflationary-times/</link>
		<comments>http://www.sheryljmoore.com/2012/01/securians-new-annuity-product-well-positioned-for-inflationary-times/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 20:23:36 +0000</pubDate>
		<dc:creator>Sheryl J. Moore</dc:creator>
				<category><![CDATA[Industry Articles]]></category>

		<guid isPermaLink="false">http://www.sheryljmoore.com/?p=4628</guid>
		<description><![CDATA[ST. PAUL, Minn., Jan 25, 2012 (BUSINESS WIRE) &#8212; Securian&#8217;s first annuity product designed for nationwide distribution &#8212; SecureOption Focus &#8212; positions the company for strong sales on the inevitable day when interest rates start rise. &#8220;The fixed sales success we had in 2008 and 2009 showed us that fixed [...]]]></description>
		<wfw:commentRss>http://www.sheryljmoore.com/2012/01/securians-new-annuity-product-well-positioned-for-inflationary-times/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

